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Personal Loan

Loanstoday

Personal loans are a cost-effective way to access cash so that you can buy items without having to save for them first.

Interest Rate

Personal loans are each assessed individually and given a credit score that determines the rate.

Repayment

Loan repayments are usually split accross the life (term) of the loan. You can choose a loan term between 3 and 7 years. To reduce how much you pay in interest it is recommended you choose a shorter loan term.

Securities

We have both Secured and Un-secured loans. Secured loans generally have lower rates and are secured against an unincumbered vehicle.

Other Conditions

Borrower has to be an Australian Citizen with a regular income. ASIC (NCCP) requirements will be applied such as serviceability calculations and verification of income and assets.