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how we work

Easy 3 Step Process

We keep finance brokers fully informed throughout the entire process, ensuring a seamless experience backed by exceptional service.

Step 1

Details

Fill out our simple online form. It only takes a few minutes to complete some basic details.

Step 1

Your Match

We compare your details with our trusted lenders to find the best loan option tailored to your needs.

Step 3

Payment

Once approved, the funds are transferred directly to your account. Fast, secure, and hassle free.

What we offer

Our Services

Using industry best software combined with years of industry knowledge we know which lender and loan will suit your needs. Our staff are experienced in dealing with the lenders and know how to best present your application for approval.

Equity representative
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Car, Bike and Boat Loan

With access to special rates our team can get you behind the wheel faster and cheaper.

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Personal Loan

We know how to give you the Best chance of getting approved. Great rates and expert knowledge.

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Debt Consolidation

Rolling your debts into one easy payment will save you $$$'s and time.

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Equipment Finance

Let us get sort out your asset and equipment finance so you can get on with running your business.

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Holiday or Wedding Loan

Giving you access to cash so you can take that well deserved break or have the perfect wedding day.

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Leisure Equipment

Our lenders give us special rates so your new quad bike or jet ski costs you less.

Lending Partners

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FAQ

Frequently Asked Questions

What is Loanstoday?

Loanstoday are THE experts in Car Finance, Personal Loans, Asset Finance and Equipment Finance. We have specialised in these areas of lending since 2008. We know how to get your loan approved!

How long does the process take?

We know time is precious, so we’ve streamlined our process to make it fast and hassle-free. In many cases, we can have your loan approved and funds transferred to your account on the very same day. Of course, timing can vary depending on your circumstances, but we’ll keep you updated every step of the way.

What is a comparison rate?

A comparison rate is your shortcut to understanding the real cost of a loan, it bundles the interest rate and most fees into one easy-to-compare percentage. Think of it as a way to keep things apples to apples when you’re weighing up options. Just keep in mind it doesn’t cover every single fee, so if you’d like the full picture, we’re always here to help unravel the details!

Does my credit score impact my rates?

Yes, it sure does! Your credit score helps lenders decide what rates and terms to offer you, so a stronger score can mean more competitive rates. But don’t worry if yours isn’t perfect, we work with a wide range of lenders and can often find great options for all kinds of credit histories.

Which lenders do you work with?

At Loanstoday, we partner with a fantastic mix of over 60 of Australia’s leading banks, specialist lenders, and reputable non-bank financiers. This diverse panel means we can find a loan that fits you perfectly, no square pegs in round holes here! If you’re curious about the full list of lenders we work with, just reach out, we love talking finance.

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ABN: 51 130 405 480 / Australian Credit Licence: 366867